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Authorized and reputational risks transcend these related to digitalisation and ICT-related risks as properly as ML/TF dangers, and include reputational harm for the banks concerned. Risks related to the implementation of restrictive measures in connection with the Russian struggle of aggression against Ukraine continue to be a precedence for banks. Based on the RAQ results, banks seem to attribute lowering significance to ML/TF threat, with 13% agreement that it is a primary driver of operational threat (18% agreement in autumn 2023). The EBA in January printed a primary set of rules underneath DORA geared toward enhancing digital operational resilience by strengthening financial institutions’ ICT and third-party risk management and incident reporting frameworks.

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